Saturday, July 14, 2007

Car Insurance Rate

Your Car insurance rates are determined by a number of factors:

- driving record
- usage, how you are using the vehicle,work, pleasure, business
- how many drivers you have and their ages

- how many vehicles you have
- what kind of coverage limits you want
- what area you live in
- your payment history
- what color car you drive
- your insurance credit score
- your claims history
- your occupation and how many years you have
- lived at your current residence
- how fast you can solve a Rubix cube
- your daily, weekly, annual mileage

There is a lot of information about you that is used to determine your rates. You are grouped or pooled together with similar drives of the same background that way you are not paying for drivers that are much worse than you.

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