Car Insurance FAQ
Below are frequently asked questions and answers about car insurance
What benefits do I receive from choosing to shop for car insurance online?
When you shop online with Progressive, you can choose from a variety of car insurance coverages to fit your lifestyle and explore "what if" scenarios, such as how much will your insurance change if you move, buy a car or add a driver. It's up to you to explore the possibilities — and it takes about 6 minutes.
How can I receive rates for other car insurance companies?
To receive rates for other leading auto insurers in your state, you must get a Progressive Direct car insurance quote first. Once you receive your quote, you can answer a few more questions to compare our rate with rates from other leading car insurance companies.
Why do I need to give so much personal information? Will everyone have access to my personal information?
When you complete a Progressive quote, such as a Progressive Direct or Progressive Drive car insurance quote, we only collect information necessary to provide accurate insurance quotes. Access to your information is limited to people involved in processing this information for sales, customer service or claims service. It is not our practice to request personal information solely for marketing purposes.
Why can't I receive a quote online?
We are unable to provide an online quote in the following cases:
You have a 1980 or older vehicle.
You have more than five drivers and/or four vehicles.
You have an out-of-state vehicle.
You (or a resident of your household) are a student or in the military AND reside out of state with a vehicle.
What if I forget to tell you about something on my driving record?
The quote Progressive provides is based on the information you give in your application. If you decide to purchase a policy, we use consumer reports to verify driving and claims records. At this time, any forgotten information will be added, and your insurance premium will be adjusted to reflect the confirmed driving record.
Why must I list all household members if they do not drive my car?
For coverage purposes, all family members of driving age who are residents of the household must be listed on your policy to protect both you and Progressive. In some states, exclusions are available for family household residents who do not require coverage.
Who do you consider to be a family member?
A family member is any immediate or extended family member of driving age. This includes parents, children, siblings, grandparents, aunts, uncles, cousins, foster children, in-laws and stepfamily members.
Who are household members who do not require coverage?
Household members who do not need to be included on your quote are non-family household residents who do not drive the vehicle. For example, roommates may fall under this category.
What if I live in a dormitory?Immediate roommates who are not family members and do not drive the vehicle do not need to be included.
What if I live in a military barracks?Additional barracks residents do not need to be listed as drivers.
What if I have more than five household residents as drivers?
If you have more than five drivers, you will be unable to complete an online quote with Progressive.
What is an accident?
Progressive considers accidents to include at-fault, not-at-fault, reported and unreported collisions that you, as the driver, were involved in. Not-at-fault occurrences in which your parked vehicle was damaged in a collision also are considered accidents.
What benefits do I receive from choosing to shop for car insurance online?
When you shop online with Progressive, you can choose from a variety of car insurance coverages to fit your lifestyle and explore "what if" scenarios, such as how much will your insurance change if you move, buy a car or add a driver. It's up to you to explore the possibilities — and it takes about 6 minutes.
How can I receive rates for other car insurance companies?
To receive rates for other leading auto insurers in your state, you must get a Progressive Direct car insurance quote first. Once you receive your quote, you can answer a few more questions to compare our rate with rates from other leading car insurance companies.
Why do I need to give so much personal information? Will everyone have access to my personal information?
When you complete a Progressive quote, such as a Progressive Direct or Progressive Drive car insurance quote, we only collect information necessary to provide accurate insurance quotes. Access to your information is limited to people involved in processing this information for sales, customer service or claims service. It is not our practice to request personal information solely for marketing purposes.
Why can't I receive a quote online?
We are unable to provide an online quote in the following cases:
You have a 1980 or older vehicle.
You have more than five drivers and/or four vehicles.
You have an out-of-state vehicle.
You (or a resident of your household) are a student or in the military AND reside out of state with a vehicle.
What if I forget to tell you about something on my driving record?
The quote Progressive provides is based on the information you give in your application. If you decide to purchase a policy, we use consumer reports to verify driving and claims records. At this time, any forgotten information will be added, and your insurance premium will be adjusted to reflect the confirmed driving record.
Why must I list all household members if they do not drive my car?
For coverage purposes, all family members of driving age who are residents of the household must be listed on your policy to protect both you and Progressive. In some states, exclusions are available for family household residents who do not require coverage.
Who do you consider to be a family member?
A family member is any immediate or extended family member of driving age. This includes parents, children, siblings, grandparents, aunts, uncles, cousins, foster children, in-laws and stepfamily members.
Who are household members who do not require coverage?
Household members who do not need to be included on your quote are non-family household residents who do not drive the vehicle. For example, roommates may fall under this category.
What if I live in a dormitory?Immediate roommates who are not family members and do not drive the vehicle do not need to be included.
What if I live in a military barracks?Additional barracks residents do not need to be listed as drivers.
What if I have more than five household residents as drivers?
If you have more than five drivers, you will be unable to complete an online quote with Progressive.
What is an accident?
Progressive considers accidents to include at-fault, not-at-fault, reported and unreported collisions that you, as the driver, were involved in. Not-at-fault occurrences in which your parked vehicle was damaged in a collision also are considered accidents.
Labels: Car Insurance FAQ
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August 3, 2010 at 10:52 PM