TOP Tips For Cheaper Car Insurance
TOP tips for getting a cheaper car insurance:
Fit an alarm
Fit an approved alarm and immobiliser. All improvements to security should help to lower your car insurance costs. Some insurers could even insist on sophisticated tracking devices before they will insure expensive cars.
Change your excess
Change the excess you are prepared to pay on any claim to reduce the premium. With voluntary excess the more you are willing to cover yourself in the event of an accident the lower your premium.
Check your mileage
Check your mileage to make sure you are not paying extra for miles you are not covering in your car insurance. If, for example, you change jobs and have a shorter commute to work you could be saving money. Try and work out how many miles you will genuinely cover - but don't get it wrong as inaccuracy could jeopardise your claim.
Minimise your optional extras
Only select to have a courtesy car or legal expenses if you really need them, as they may increase your premium. The less your motor insurance company has to provide in the event of an accident, the lower your costs.
Be careful where you park
Keep your car parked in a locked garage overnight if you can - this can help reduce the premium. More than 50% of vehicle thefts occur during the night so if your car is safely locked away it makes sense that your insurance costs will be reduced as a consequence. If you don't have access to a garage, then parking on a driveway is generally considered a lower risk than parking on the road. It's less likely that vandalism, theft or accidental damage will occur when you're off the highway.
Fit an alarm
Fit an approved alarm and immobiliser. All improvements to security should help to lower your car insurance costs. Some insurers could even insist on sophisticated tracking devices before they will insure expensive cars.
Change your excess
Change the excess you are prepared to pay on any claim to reduce the premium. With voluntary excess the more you are willing to cover yourself in the event of an accident the lower your premium.
Check your mileage
Check your mileage to make sure you are not paying extra for miles you are not covering in your car insurance. If, for example, you change jobs and have a shorter commute to work you could be saving money. Try and work out how many miles you will genuinely cover - but don't get it wrong as inaccuracy could jeopardise your claim.
Minimise your optional extras
Only select to have a courtesy car or legal expenses if you really need them, as they may increase your premium. The less your motor insurance company has to provide in the event of an accident, the lower your costs.
Be careful where you park
Keep your car parked in a locked garage overnight if you can - this can help reduce the premium. More than 50% of vehicle thefts occur during the night so if your car is safely locked away it makes sense that your insurance costs will be reduced as a consequence. If you don't have access to a garage, then parking on a driveway is generally considered a lower risk than parking on the road. It's less likely that vandalism, theft or accidental damage will occur when you're off the highway.
It's really great post , really good perspective on the subject and very well written, this certainly has put a spin on my day, many thanks from the UK and keep up the good work.
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Posted by
Anonymous |
October 15, 2010 at 2:42 AM
for cheaper car insurance we can find online auto insurance quotes and compare the rates of different companies insurance charges.
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Posted by
April Kielb |
April 3, 2012 at 12:19 AM